Enjoy your long-awaited vacation, get the latest MacBook for work, or simply have extra funds for unexpected expenses – the ESTO Small Loan allows you to borrow up to €1,000.

The loan decision is individual and depends on the chosen amount, contract duration, and your creditworthiness. All actions related to getting and repaying the loan can be completed digitally – whether it’s submitting an application, changing the loan period, or even early repayment.

According to the repayment schedule, all your monthly payments will be equal and fixed throughout the selected loan period. Once you become a client, you can easily manage your contracts and repayments via the ESTO self-service portal.

Attention! Before signing the agreement, carefully read the offered terms and consult with an ESTO employee or another specialist if necessary. For example, if you borrow €500, the annual percentage rate (APR) of the ESTO Small Loan will be 25.48%, with a fixed interest rate of 8.90% per year, a contract fee of €7.90, a monthly administration fee of €1.90, and a total loan cost of €844.20 (assuming repayment over 60 months in equal monthly payments of €14.07). Conditions may vary depending on the amount, term, or your credit score.

ESTO is a financial services company founded in 2016. It was created in response to the need for payment solutions suitable for both end consumers and merchants. Today, ESTO offers various payment solutions in the Baltic States, collaborates with more than 2,000 partners and stores, and has built a network of over 200,000 partner clients. Terms can be found here: esto.eu/lt. If you need assistance, contact an ESTO representative at info@esto.lt or use the live chat window at https://esto.eu/lt/pagalba